Legal

PRIVACY POLICY

 

Mosaic and our publisher Bee.Ideas, LLC (“we,” “us,” “our”) are committed to protecting your privacy.  This Privacy Policy, which is part of our Terms of Use, describes the information we collect through our website www.mosaicmagazine.com (the “Website”), how we use and share it, and how you can make choices about our use of that information.

Please note that this Privacy Policy may be amended from time to time, so please check back regularly.  By using the Website after we have posted an updated Privacy Policy, you agree to that updated Privacy Policy.

By using the Website, you consent to our collection, use, and sharing of information as described in this Privacy Policy.

Information We Collect

Information You Provide to Us

You can browse the Website without submitting any personally identifiable information (“Personal Information”) to us. We collect Personal Information, such as your name, email address, mailing address, and other information, when you voluntarily provide it to us. Below are the most common ways in which you would provide your Personal Information:

  • When you sign up to receive email newsletters from us
  • When you register for an account
  • When you subscribe to the Website
  • When you contact us to request information or assistance
  • In conjunction with any other place on the Website where you knowingly volunteer Personal Information

Information Automatically Collected

We may also collect information about users when you interact with the Website.  This includes the IP address of the device you use to access the Website, the browser type, the time and date of visits to the Website, and the website that referred or linked you to the Website.  We may use this information to analyze how visitors use our Website so we can improve the quality of the information and services we provide.

We do not use information automatically collected by the Website to identify visitors individually except in circumstances where we may deem it necessary in connection with legal process or to protect our rights or the rights of a third party as further described below.

Cookies

We or our Service Providers (as defined below) may collect information through cookies, web beacons, pixel tags, clear gifs or similar technologies, which are small data files placed on your computer.  For example, cookies may keep track of whether you are logged in to your account or anonymously track a user across a web session on the Website.  You are not required to accept cookies from the Website.  Your web browser allows you to disable the cookies function or delete existing cookies.  However, if you disable cookies, you may not be able to access your account and other features on the Website.

How We Use Your Information

We may use your Personal Information for the following purposes:

  • To email you newsletters and Content
  • To provide you Content and services on the Website
  • To respond to inquiries from you and communicate with you
  • To ensure and improve the quality of our Website
  • To improve the Content or our Website
  • To notify you about substantive changes to our privacy practices
  • To detect, investigate, and protect against any activities that may violate our policies or the law and to establish, defend against, or enforce any related claims

How We Share Your Information

We do not rent or sell your Personal Information to any third parties.

We may share your Personal Information with our third party service providers (“Service Providers”) that help us operate and provide services in connection with the Website.  We may also share your Personal Information with our affiliate, the Tikvah Fund.

We may use independent contractors or consultants to perform services for us. These individuals and entities may have access to Personal Information only as needed to perform their functions and are obligated to maintain the confidentiality of any Personal Information collected from the Website.

We also reserve the right to disclose and use Personal Information and other information in special circumstances, including to enforce this Privacy Policy or any other part of our Terms, to comply with legal process or law enforcement, to address actual or suspected illegal activity, to protect our property or rights, to protect the rights and safety of anyone, or for other reasons we determine in good faith are necessary, appropriate, or required by law.  If we ever merge with, are acquired by, or otherwise consolidate with another organization, Personal Information may be transferred along with our other assets.

Third-Party Web Sites

The Website may contain links to third-party web sites (“Third-Party Sites”).  Third-Party Sites may collect information about you when you interact with them through links on our Website.  If you follow any link to a Third-Party Site, you should review those sites’ privacy policies to find out how they protect your privacy.  We are not responsible for Third-Party Sites or their privacy practices.

Third-Party Advertising

We may allow advertisements to be delivered or served by third-party companies on the Website, which may collect information about your use of the Website. These companies place or recognize cookies, pixel tags, web beacons or other technology to track certain information about our Website users. These third-party companies may use information gathered to show you ads on other websites based on your interests.

We do not have access to, nor control over, these third parties’ use of cookies or other tracking technologies or how they may be used.

If you would like more information about these third-party practices, and to learn how to opt out on the particular device on which you are accessing this Privacy Policy, please visit http://optout.aboutads.info/#/ and http://optout.networkadvertising.org/#.

Your access to the Website should not be affected if you do not accept cookies served by third parties.

Donor Privacy

We value and respect the privacy of our donors.  As with all other personal information, we do not loan, trade, rent, or sell our donor information to any other organization, nor will we send mailings to our donors on behalf of any other organization.  We do share donor information with our affiliate, the Tikvah Fund.

We maintain historical records of donor giving histories for certain types of gifts. This information is gathered so we can properly acknowledge gifts for IRS purposes and is also used to analyze giving histories.

Any online donations to us are processed by our Service Provider through a Third-Party Site, and subject to the Third-Party Site’s privacy practices and terms of use.

Donor information may be made available to our other Service Providers, but only as necessary for us to provide our Content and the Website.

This section applies to donations and donor information received online or offline.

Social Media Features

The Website may include social media features, such as Facebook or Twitter links and widgets.  When you interact with a social media platform through the Website, for instance, if you share an article, we may collect the Personal Information that you make available to us related to your social media account. Social media features may be hosted and controlled by Third-Party Websites and your interactions with these features are governed by those respective companies’ privacy practices.

Record Retention

We will keep your Personal Information for as long as we need it, or as otherwise prescribed by law, for the purposes set out in this Privacy Policy.

Security

We use reasonable efforts to safeguard your Personal Information.  All traffic on the Website is encrypted with an SSL Certificate, including transmission of Personal Information to the Website. Of course no transmission over the Internet can be guaranteed to be 100% secure, so you provide your Personal Information at your own risk. 

Location of Servers and Transfer of Information

Information collected through the Website will be accessed and processed in the United States.  In addition, your information may be transferred outside the United States by our Service Providers with locations in other countries.  By using the Website and providing your Personal Information to us, you consent to this transfer and to the collection, storage, processing and use of your Personal Information both within and outside of the United States.

Your Choices Regarding Our Use of Your Personal Information

If you wish to review, update, correct, or remove the information we have for you, please email editors@mosaicmagazine.com.

If you no longer wish to receive communications from us, you can also unsubscribe by clicking on the “unsubscribe” button in any email communication you receive from us.

Do Not Track (DNT) Requests

Some browsers have incorporated Do Not Track (“DNT”) preferences.  As there is not yet an industry-standard DNT protocol on how to interpret DNT signals, we do not honor DNT signals from browsers at this time.  However, you may refuse or delete cookies to prevent some tracking activities.

Children

Protecting the privacy of young children is especially important. The Website is directed at an adult audience and we do not knowingly collect information from or about children.  If you are a parent or guardian and discover that your child under 13 may have provided Personal Information through the Website, please contact us at editors@mosaicmagazine.com.

Changes to this Privacy Policy

We reserve the rights to modify this Privacy Policy from time to time without notice to you.  If we make substantial material changes to our Privacy Policy, we will notify you.  We may update this Privacy Policy by posting a new version on this webpage.

Contact Us

For any questions you may have about this Privacy Policy or our data practices please email editors@mosaicmagazine.com.

 

TERMS AND CONDITIONS

 

Welcome to the Mosaic website, published by Bee.Ideas, LLC (“we,” “us,” “our”). These Terms and Conditions (“Terms”), sets forth the terms and conditions for your use of the website www.mosaicmagazine.com (the “Website”).

Please read these Terms carefully.  By using the Website, you agree to be bound by and comply with the Terms, which may be updated from time to time without notice to you.  If you do not consent to these Terms, please do not use the Website.

Website Content

All of the content featured or displayed on the Website (“Content”) is protected by copyright and other applicable intellectual property law and owned by us, our licensors and/or our Content providers. We also own the copyright in and to the selection, arrangement, and compilation of such Content.

You may use the Content for your own personal non-commercial purposes, provided that you do not remove any copyright, trademark or other proprietary notices from the Content. You shall abide by all additional copyright notices, restrictions, or information contained in any Content accessed through the Website. Otherwise, you may not use any of the Content without prior written authorization from us. To request such permission, please contact editors@mosaicmagazine.com.

Trademarks

MOSAIC and other trademarks used on the Website are trademarks owned by us or our licensors (“Our Trademarks”). You may not use Our Trademarks without prior written authorization from us or our licensors, as applicable.  Additionally, you may not use Our Trademarks (A) in connection with any product or service that does not belong to us; (B) in any manner that is likely to cause confusion about whether we are the source, sponsor, or endorser of a product, service, or activity; or (C) in any manner that may damage our reputation.

Digital Subscriptions

You are not required to purchase anything for certain limited use of the Website. However, if you do not purchase a digital subscription (“Subscription”), your access to our Content will be limited. If you are 18 years old or over, you may register to become a registered user through the Website (“Registered User”) and purchase a Subscription.

Subscription Fees and Payments 

For information about our current Subscription plans and fees, click here.

We accept all major credit cards. You will be billed at the end of the free trial period. Your Subscription payment will be processed by our third party service provider. You can cancel your Subscription at any time. When you cancel a monthly plan, we will stop charging your card the following billing cycle. For an annual plan, you can receive a pro-rated refund based on how much time is left on your Subscription. To cancel a Subscription, please contact subscriptions@mosaicmagazine.com. All Subscriptions automatically renew.

We reserve the right to change our Subscriptions plans and fees at any time. We will notify you in advance if the Subscription fee has changed from what was stated at the time of your purchase and you will be given the opportunity to accept the new fee or cancel your Subscription.

If your credit card expires or your payment method is otherwise invalid, you will have a two week grace period to update your credit card or payment information or else your Subscription will be canceled. We reserve the right to change this practice at any time without any notice.

Changes to Content

We reserve the right to make changes to our Content at any time. If we temporarily reduce or eliminate any Content or limit access to Content or the Website, you will not receive a refund.

Cancellations by Us

We reserve the right to suspend or terminate your Subscription for any reason, with or without notice and without further obligation. You will not be entitled to a refund. We reserve the right to issue Subscription refunds or credits in our sole discretion. If we issue a refund or credit, we are under no obligation to issue the same or similar refund or credit in the future.

Gift Subscriptions

If you give a Subscription as a gift, you will be charged the full amount for the Subscription as a one-time purchase, which is non-refundable.

If you receive a Subscription as a gift, you will only have access to the Subscription if the gift is redeemed and you become a Registered User.

Registered Users

You are responsible for all activity under your Registered User account.  You agree to provide accurate, current and complete information at all times, and to update it in a timely manner.  You must keep your Registered User username and password confidential, and you may not transfer or otherwise do anything to give another person access to your Registered User account.  You must notify us immediately at subscriptions@mosaicmagazine.com if you become aware that anyone has gained unauthorized access to your Registered User account.  You represent and warrant that all information you provide as a Registered User is accurate and complete.

We reserve the right, in our sole discretion, to suspend or terminate any Registered User at any time if we suspect that you have not complied with these Terms or for other reasons that we determine in good faith are necessary or appropriate, including if we suspect you are using or attempting to use the Website in any way that violates these Terms or any applicable laws or regulations.

User Content

The Website may offer features that allow you to submit comments and other information and/or materials (collectively, “User Content”).

If you submit User Content to the Website, you grant us an irrevocable, non-exclusive, worldwide, royalty-free, unrestricted license (with the right to sublicense the rights) to reproduce, distribute, create derivative works of, and publicly display and perform User Content in whole or in part in any media now known or later developed.

When you submit any User Content, you represent and warrant that (A) you have the right and authority grant this license; (B) you have obtained all rights and consents necessary to grant this license, including to any third-party material included in User Content; (C) User Content does not and will not violate any third party’s copyright, trademark, patent, trade secret, right to privacy or publicity, or any other proprietary, personal, or other right of any kind; (D) you are under no obligation that would in any way interfere with the disclosure or use of User Content; and (E) no User Content contains any material or information considered confidential or provided with the understanding that it would not be disclosed or published.

You irrevocably release on behalf of yourself and your successors, assigns, heirs, family members, and executors us (and our respective members, managers, officers, employees, representatives, agents, and affiliates) from any claim of any nature that you have or may ever have (based on any cause of action, including rights of publicity or privacy, trademark or service mark, copyright, “moral rights,” false light, libel, defamation, false advertising, or intentional or negligent infliction of emotional distress) arising out of your use of the Website or our use of any User Content or your name, likeness, or other identifiable traits in connection with User Content.  If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”  If you reside in any other jurisdiction that places similar restrictions on a general release, you waive such restrictions to the maximum extent permissible under the applicable law.

You are solely responsible for any User Content you submit to the Website.  We do not endorse or adopt any User Content.  We have no obligation to pre-screen, monitor, edit, supplement, or delete User Content, but we reserve the right to do so at any time without notice to anyone.  We have no obligation to display or otherwise use any User Content in any way.   We may restrict you from submitting new User Content or from otherwise participating in Website’s interactive features for any reason at any time.  We are not responsible for any failure or delay in removing User Content that does not comply with these Terms.

User Conduct

User Content to the Website may be in the form of comments related to Content. We value a diversity of viewpoints and expect Registered Users of the Website to exhibit the same respect and civility for others and to practice discretion on the Website.

Accordingly, you may not submit User Content or otherwise make available on the Website any material (A) that is unlawful, tortious, defamatory, vulgar, explicitly sexual, obscene or libelous, or that is threatening, intimidating, hostile, harassing, abusive on the basis of personal beliefs or any other characteristics, or otherwise objectionable or inappropriate; (B) that you do not have the right to submit or that violates another party’s right or any law or regulation; (C) that sends any unauthorized, unsolicited, junk, spam, or bulk email, or any advertising or other form of communication that violates these Terms or any law or regulation; or (D) that contains any computer code, file, or program designed to interrupt, corrupt, destroy, or otherwise interfere with or limit the functionality of any software, hardware, or equipment, make any unauthorized transmission, or cause any other effect that might reasonably be considered undesirable.

Notice and Procedure for Making Claims of Copyright Infringement

We respect the copyright and other proprietary rights of third parties.  However, in cases where the Website accepts User Content, we cannot monitor all User Content submitted to the Website.  The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law.  If you believe in good faith that any material posted on the Website infringes your copyright, then you may request the removal of those materials from the Website in accordance with the Copyright Act, 17 U.S.C. § 512(c)(3), and the procedures described below.

A notice of infringing material that complies with the Copyright Act, 17 U.S.C. § 512(c)(3) (“Notice”) must be sent to the agent we have designated with the Copyright Office:

Dan Kagan-Kans
165 East 56thStreet, 4th floor
New York, New York 10022
editors@mosaicmagazine.com

Your Notice must be in writing and include the following:

(1) A physical or electronic signature of the person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

(2) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works;

(3) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;

(4) Information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted;

(5) A statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

(6) A statement that the information in the notification is accurate and made under penalty of perjury, and that you are the owner, or authorized to act on behalf of the owner, of an exclusive right that is allegedly infringed.

If you believe, in good faith, that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send us a counter-notice.  Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA.  See http://www.copyright.gov for details.

Links to Third-Party Websites

The Website may contain links to websites controlled by third parties (“Third-Party Websites”).  We are not responsible for Third-Party Websites or their content, activities or privacy practices.  Any information you share or actions you take on Third-Party Websites are governed by those websites’ terms of use and privacy statements, which you should review carefully to learn about their practices.  The inclusion of links on our Website does not imply our endorsement of Third-Party Websites, their content, or any associated organization or activity.  We make no representation or warranty whatsoever about the nature of Third-Party Websites and if you decide to access any other websites linked to or from the Website, you do so entirely at your own risk.

Frames; Metatags; Links to the Website

Unless you obtain our prior written consent in each case, you may not: (A) frame any Content on any other website; or (B) use metatags or any other “hidden text” that incorporates Our Trademarks, marks confusingly similar to Our Trademarks, or our name.

Disclaimers

THE WEBSITE AND ALL SERVICES, PRODUCTS, CONTENT, AND LINKS AVAILABLE THROUGH IT ARE AVAILABLE “AS IS” AND “AS AVAILABLE.”  WE DO NOT WARRANT THAT THE WEBSITE OR ANY OF THE SERVICES, PRODUCTS, CONTENT, AND LINKS AVAILABLE THROUGH IT WILL BE UNINTERRUPTED OR ERROR-FREE.  THERE MAY BE DELAYS, OMISSIONS, INTERRUPTIONS AND INACCURACIES IN CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE.  WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, TIMELINESS, RELIABILITY, OR NON-INFRINGEMENT OF ANY CONTENT, PRODUCTS OR SERVICES AVAILABLE THROUGH OUR WEBSITE OR CONTENT OR SERVICES AVAILABLE THROUGH LINKS TO THIRD-PARTY WEBSITES.  WE RESERVE THE RIGHT TO CORRECT ANY ERRORS OR OMISSIONS IN THE WEBSITE, CONTENT, PRODUCTS AND SERVICES.  IF YOU RELY ON THE WEBSITE AND ANY CONTENT, PRODUCTS OR SERVICES AVAILABLE THROUGH IT, YOU DO SO ENTIRELY AT YOUR OWN RISK.

TO THE MAXIMUM EXTENT PERMITTED UNDER LAW, WE DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES WITH RESPECT TO THE WEBSITE AND ANY CONTENT, INFORMATION, PRODUCTS, OR SERVICES THAT ARE AVAILABLE THROUGH IT, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE (EVEN IF THAT PURPOSE HAS BEEN DISCLOSED).

ALTHOUGH WE INTEND TO TAKE REASONABLE STEPS TO PREVENT THE INTRODUCTION OF VIRUSES, WORMS, “TROJAN HORSES,” OR OTHER MALICIOUS CODE TO OUR SITE, WE DO NOT GUARANTEE OR WARRANT THAT THE WEBSITE, OR PRODUCTS, SERVICES OR CONTENT THAT MAY BE AVAILABLE THROUGH THE WEBSITE, ARE FREE FROM SUCH DESTRUCTIVE FEATURES.  WE ARE NOT LIABLE FOR ANY DAMAGES OR HARM ATTRIBUTABLE TO SUCH FEATURES.

Limitation of Liability

WE AND OUR MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, LICENSORS, AND AFFILIATES ARE NOT LIABLE FOR ANY CLAIM OF ANY NATURE WHATSOEVER BASED ON LOSS OR INJURY BECAUSE OF ERRORS, OMISSIONS, INTERRUPTIONS, OR INACCURACIES IN THE WEBSITE OR ANY SERVICES OR CONTENT AVAILABLE THROUGH IT INCLUDING LOSS OR INJURY THAT RESULTS FROM YOUR BREACH OF ANY PROVISION OF THESE TERMS.

UNDER NO CIRCUMSTANCES WILL WE OR OUR MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, LICENSORS OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING LOST REVENUES OR PROFITS, LOSS OF BUSINESS, OR LOSS OF DATA) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE OR SERVICES AVAILABLE THROUGH THE WEBSITE OR THESE TERMS, REGARDLESS OF THE THEORY OF LIABILITY, WHETHER TORT (INCLUDING NEGLIGENCE), CONTRACT, OR ANY OTHER LEGAL OR EQUITABLE THEORY.  OUR AGGREGATE LIABILITY TO YOU FOR ANY USE OF, OR INABILITY TO USE, THE WEBSITE, SERVICES, PRODUCTS OR CONTENT IS LIMITED TO $25.  SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY FOR THESE KINDS OF DAMAGES, SO THESE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, hold harmless, and defend (only if requested) us and our members, managers, officers, employees, agents, representatives, licensors, and affiliates against all liabilities, losses, damages, and costs (including reasonable attorneys’ fees) that the indemnified parties may incur based on claims arising out of your use of the Website or violation of these Terms.  We reserve the right to assume the exclusive defense and control of any matter for which we are entitled to indemnification.  You agree to provide us with cooperation we may reasonably request.

Changes to the Terms

We may change these Terms from time to time by posting an updated version on this web page, or, if we determine that it is appropriate, we may provide other notice to you. We recommend checking back on this web page regularly if you use the Website.

Privacy

These Terms incorporate by reference our Privacy Policy [link].  Please read the Privacy Policy carefully as you agree to its terms when you use the Website.

Changes to Website; Termination

We may change, suspend or discontinue any aspect of Website or Content at any time. We may also impose limits on certain features and services or restrict your access to parts or the entire Website without notice or liability. We reserve the right to terminate the Website, these Terms, and any products and/or services offered through the Website at any time without notice, for any reason.  The “User Content” “Disclaimers,” “Limitation of Liability,” “Indemnification,” and “General” sections of these Terms (along with any other provision that by its terms contemplates survival) survive any termination of these Terms.

General

These Terms (which includes the Privacy Policy) are the complete agreement between you and us regarding your use of the Website and is governed by applicable federal laws and the laws of the New York applicable to agreements made and completely performed there.  You irrevocably agree to bring any claim or dispute relating to your use of the Website and these Terms exclusively in the state and federal courts located in New York, to submit to the exclusive jurisdiction of those courts, and to waive any jurisdictional, venue, inconvenient forum, or other objections to those courts.  Section titles and headings are for convenience only and have no legal or contractual effect.  Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision.  If a court of competent jurisdiction determines that any provision of these Terms is unenforceable for any reason, then that provision will be deleted and the remaining provisions will be enforceable to the fullest extent permitted by law.

Questions

Please email editors@mosaicmagazine.com with any questions you may have about these Terms.

Last Updated: September 2019